Terms and Conditions

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Scotty's Insurance Services Inc concerning your access to and use of the Services. By accessing the Services, you agree that you have read, understood, and agreed to be bound by all of these Legal Terms. If you do not agree with all of these Legal Terms, then you are expressly prohibited from using the Services and must discontinue use immediately.

We may provide prior notice of scheduled changes to the Services you are using. Modified Legal Terms will become effective upon posting or notification. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

1. Our Services

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

The Services are not tailored to comply with industry-specific regulations such as HIPAA, FISMA, or similar laws. You may not use the Services in any way that would violate the Gramm-Leach-Bliley Act (GLBA).

2. Intellectual Property Rights

Our Intellectual Property

We are the owner or licensee of all intellectual property rights in our Services, including source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics, trademarks, service marks, and logos contained in the Services.

Your Use of Our Services

Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and download or print a copy of any portion of the Content solely for your personal, non-commercial use.

No part of the Services or Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

3. User Representations

By using the Services, you represent and warrant that:

• All registration information you submit will be true, accurate, current, and complete.
• You will maintain the accuracy of such information and update it as necessary.
• You have the legal capacity and agree to comply with these Legal Terms.
• You are not a minor in the jurisdiction in which you reside.
• You will not access the Services through automated or non-human means.
• You will not use the Services for any illegal or unauthorized purpose.
• Your use of the Services will not violate any applicable law or regulation.

4. User Registration

You may be required to register to use the Services. You agree to keep your password confidential and are responsible for all use of your account and password.

5. Purchases and Payment

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. Sales tax may be added as required, and all payments shall be in U.S. dollars.

We reserve the right to correct any pricing errors, refuse any order, and limit or cancel quantities purchased per person, household, or order.

6. Policy

All sales are subject to adjustment in accordance with the carrier's policy.

7. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make them available.

• Retrieve data or content to create a database or directory without permission
• Trick, defraud, or mislead us or other users
• Circumvent security-related features
• Harass, abuse, or harm another person
• Use the Services in violation of laws or regulations
• Upload viruses, malware, spam, or harmful code
• Use bots, scripts, scraping tools, or automated systems
• Attempt to impersonate another user or person
• Use the Services to advertise or offer to sell goods and services without authorization

8. User-Generated Contributions

The Services may allow you to submit content, including text, graphics, comments, suggestions, or other materials. Any Contributions you transmit may be treated as non-confidential and non-proprietary.

By posting Contributions, you represent that you have the necessary rights and permissions to do so and that your Contributions do not violate any law or third-party right.

9. Third-Party Websites and Content

The Services may contain links to third-party websites and content. We are not responsible for the accuracy, appropriateness, or completeness of third-party content and do not endorse those websites or services.

10. Services Management

We reserve the right, but not the obligation, to monitor the Services for violations of these Legal Terms and to take appropriate action, including restricting access, removing content, or reporting violations to authorities.

11. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy: https://scottysinsuranceservices.com/privacy-policy

By using the Services, you agree to be bound by our Privacy Policy.

12. Copyright Infringements

If you believe that any material available on or through the Services infringes upon any copyright you own or control, please notify us immediately using the contact information provided below.

13. Term and Termination

These Legal Terms remain in full force and effect while you use the Services. We reserve the right to deny access to and use of the Services, including blocking IP addresses, for any reason, including breach of these Legal Terms or applicable law.

14. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Services at any time without notice. We do not guarantee that the Services will be available at all times.

15. Governing Law

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Florida.

16. Dispute Resolution

Any legal action shall be commenced in the state and federal courts located in Palm Beach County, Florida, and the parties consent to jurisdiction and venue in those courts.

17. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct such errors and update the information at any time without prior notice.

18. Disclaimer

The Services are provided on an "as-is" and "as-available" basis. Your use of the Services is at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied.

19. Limitations of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any indirect, consequential, exemplary, incidental, special, or punitive damages arising from your use of the Services.

20. Indemnification

You agree to defend, indemnify, and hold us harmless from and against any loss, damage, liability, claim, or demand arising out of your use of the Services, your Contributions, or your breach of these Legal Terms.

21. User Data

We will retain certain data that you transmit to the Services for the purpose of managing the performance of the Services. Although we perform routine backups, you are solely responsible for your data.

22. Electronic Communications, Transactions, and Signatures

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and agree to the use of electronic signatures, contracts, and records.

23. SMS Text Messaging

Program Description

By opting into any Ezlynx text messaging program, you consent to receive SMS messages to your mobile number, including marketing communications.

Opting Out

To stop receiving SMS messages, reply with STOP. You may receive a confirmation message. To rejoin, sign up again as you did the first time.

Message and Data Rates

Message and data rates may apply based on your wireless plan. Carriers are not liable for delayed or undelivered messages.

Support

For assistance, reply with HELP, email rickharleen@gmail.com, or call 954-274-4968.

24. California Users and Residents

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs.

25. Contact Us